Insurance Exams

Obtaining and maintaining homeowner's insurance on coastal and vintage properties can be challenging. Some people have found that their insurance gets canceled, regardless of how long they have been with that provider. ACE has trained professionals who can help!

A Four Point Insurance Inspection is available for properties older than 20 years, to document the condition and adequacy of the roof, plumbing, electrical, and heating / cooling systems. For many of the carriers who will cover vintage properties at affordable rates, this report is required. Without this documentation, many carriers will deny coverage or charge extremely high rates. Four Point Insurance Inspections are available for fees starting at $149, and they can be added to your Complete Home Inspection at a discounted rate.

When a Wind Mitigation Exam, or Wind Certification is performed, it can reduce the rates on the wind and hail portion of a homeowner's insurance policy by as much as 25%. ACE home inspectors are specially trained to document the wind resistant features of your home to help you reduce current insurance rates, identify future savings opportunities, and qualify you for tax deductions and tax credits. A Wind Certification costs $150 and it can be added to your Complete Home Inspection at a discounted rate.